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National Health Protection Scheme
- The National Health Protection Scheme (NHPS), recently announced by the Centre in Budget 2018, has been seen a potential to become the centerpiece to achieve universal health coverage, once a few implementation issues are resolved.
National Health Protection Mission is a part of Ayushman Bharat yojana which has two major health sector initiatives:
Health and Wellness Centre:
- These Centres will provide Comprehensive health care.
- It will be responsible for providing free essential Drug and diagnostics Services.
National Health Protection Mission:
- NHPM will subsume the on-going centrally sponsored schemes –Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme.
Salient Feature National Health Protection Mission:
- National Health Protection Mission will have a defined benefit cover of Rs. 5 lakh per family per year.
- Benefit will be allowed to take cashless benefits from any public/private empanelled hospitals across the country.
- National Health Protection Mission will be an entitlement based scheme with entitlement decided on the basis of deprivation criteria in the SECC database.
- The beneficiaries can avail benefits in both public and empanelled private facilities.
- To control costs, the payments for treatment will be done on package rate (to be defined by the Government in advance) basis.
- One of the core principles of National Health Protection Mission is to co-operative federalism and flexibility to states.
- For giving policy directions and fostering coordination between Centre and States, it is proposed to set up National Health Protection Mission Council (AB-NHPMC) at apex level Chaired by Union Health and Family Welfare Minister.
- States would need to have State Health Agency (SHA) to implement the scheme.