Flash Card

Day#92 Current Affairs Flash Cards [PRELIMS 2020]

VG Kannan Committee; Lead Bank Scheme; Dr. K. Kasturirangan Committee; NGTS-4b; Central Administrative Tribunal (CAT);
By IASToppers
December 04, 2019



There is no information about administrative tribunal mentioned in Indian constitution. True OR False.

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False. There is an article 323-A about administrative tribunal mentioned in Indian constitution.

Enrich Your Learning:

Central Administrative Tribunal (CAT):

  • The Central Administrative Tribunal had been established under Article 323 – A of the Indian Constitution.
  • It is a Statutory Body established under The Administrative Tribunals Act, 1985 and is directly under the Supervision of the Department of Personnel and Training.

Why is Central Administrative Tribunal (CAT) in news?

  • The Delhi High Court has held that the Central Administrative Tribunal (CAT) can exercise the same jurisdiction and powers as a High Court in respect of its contempt proceedings.
  • The court noted that Supreme Court in its 2001 judgment has held that Section 17 of the Administrative Tribunals Act, 1985, confers jurisdiction on the CAT to punish for its contempt.

Functions of CAT:

  • Adjudication of disputes and complaints with respect to recruitment and conditions of service of persons appointed to public services and posts in connection with the affairs of the Union or other authorities under the control of the Government.

Working of CAT:

  • The Central Administrative Tribunal is empowered to frame its own rules of procedure and practice.
  • The Tribunal is guided by the principles of natural justice in deciding cases and is not bound by the procedure, prescribed by the Civil Procedure Code.



VG Kannan Committee has been constituted by Reserve Bank of India to review: a) Patterns of usage of ATMs OR b) Security of accounts linked with Aadhaar number

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  • Patterns of usage of ATMs

Enrich Your Learning:

VG Kannan Committee:

  • The Reserve Bank of India has constituted a six-member committee to review the ATM interchange fee structure.
  • The committee, is headed by VG Kannan, Chief Executive, Indian Banks’ Association.
  • The use of automated teller machines (ATMs) has been growing significantly and there have been persistent demands to change ATM charges and fees.


  • The Reserve Bank of India has set up the committee to reduce prices for customers on ATM transactions, with a broader objective to improve rural penetration of teller machines.

Aim of the committee:

  • To assess the entire gamut of costs in respect of the ATM ecosystem and make recommendations on the optimal charge/interchange fee structure and pattern.

The committee will review:

  • The existing structures and patterns of costs.
  • Charges and interchange fees for ATM transactions.
  • The overall patterns of usage of ATMs by cardholders
  • Assess the impact, if any, on charges and interchange fees.

Key facts:

  • As per the latest RBI data, 80.9 crore transactions were done through debit cards on ATM during April 2019.



Recently, a term ‘NGTS-4b’ was appeared in news. What is ‘NGTS-4b’?

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  • NGTS-4 b is an exoplanet orbiting the star NGTS-4.

Enrich Your Learning:


  • It is nick-named as ‘The Forbidden Planet’.
  • It is smaller than Neptune but three times the size of Earth.
  • It is located in an area often referred to as the ‘Neptunian Desert’ which is as an area close to stars where no Neptune-sized planets are found.
  • It is the first exoplanet of its kind to have been found in the Neptunian Desert.
  • It was discovered using the Next-Generation Transit Survey (NGTS) facility, designed to search for transiting planets around bright stars. The facility is situated in Chile.

Salient feature of NGTS-4b:

  • When looking for new planets, astronomers look for a dip in the light caused by the planet orbiting it. Usually only dips of one percent and more are picked up by ground-based searches.
  • However, the astronomers’ telescopes were able to detect it even though it only dimmed the star’s light by less than 0.2 per cent which has never been done before by telescopes on the ground.
  • NGTS-4b is located in Neptunian Desert. Neptunian Desert receives strong irradiation from the star, meaning the planets do not retain their gaseous atmosphere as they evaporate. However, NGTS-4b has gaseous atmosphere.



Recently, which committee submitted the draft National Educational Policy (NEP) 2019 to the Union HRD Ministry

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  • Recently Dr. K. Kasturirangan Committee submitted the Draft National Education Policy to the Union HRD Ministry.

Enrich Your Learning:

Recommendations of Kasturirangan committee:

Recently, the draft of National Educational Policy (NEP) was submitted by Dr. Kasturirangan led Committee to the HRD ministry.

  • It also recommends constituting a National Education Commission and curbing arbitrary fees hikes by private schools.
  • It has also been proposed by the committee that there be a major transformation in teacher Education by moving all teacher preparation and education programmes into large multidisciplinary universities or colleges.
  • The draft Policy recommends developing a two-part curriculum for early childhood care and education: guidelines for up to three-year-old children (for parents and teachers) and educational framework for three to eight-year-old children.
  • The draft Policy recommends extending the ambit of the RTE Act to include early childhood education and secondary school education.
  • It also suggests that there should be no detention of students up to class eight, and schools should ensure that children are achieving age-appropriate learning levels.
  • The draft recommends restructuring the curriculum framework and the new curriculum would consist of a 5-3-3-4 design will comprise of:
  • five years of foundational stage (three years of pre-primary school and classes one and two), three years of preparatory stage (classes three to five),
  • three years of middle stage (classes six to eight), and
  • four years of secondary stage (classes nine to 12).
  • The draft Policy proposes State Census Examinations in classes three, five and eight it recommends restructuring the board examinations to test only core concepts, skills and higher order capacities.
  • It recommends that multiple public schools should be brought together to form a school complex.
  • A complex will consist of one secondary school (classes nine to twelve).
  • All the public schools in its neighbourhood that offer education from pre-primary till class eight.
  • The teachers will not be allowed to participate in any non-teaching activities (such as cooking mid-day meals or participating in vaccination campaigns) during school hours that could affect their teaching capacities.
  • It suggests that creating an independent State School Regulatory Authority for each state that will prescribe basic uniform standards for public and private schools.
  • The draft Policy recommends establishing a National Research Foundation, an autonomous body, for funding, mentoring and building the capacity for quality research in India.
  • It suggests making undergraduate programmes interdisciplinary by redesigning their curriculum to include:
    • a common core curriculum and
    • one/two area(s) of specialisation.

Students will be required to choose an area of specialisation as ‘major’, and an optional area as ‘minor’.

  • The draft Policy recommends development of a Continuous Professional Development programme and introduction of a permanent employment (tenure) track system for faculty in all higher education institutions by 2030.
  • The draft Policy seeks to double the public investment in education from the current 10% of total public expenditure to 20% in the next 10 years.

Key Facts:

  • The first National Education Policy (NEP) 1968 had recommended public expenditure in education must be 6% of GDP.
  • The Draft Policy reaffirmed the commitment of spending 6% of GDP as public investment in education.



What is the aim of the Lead Bank Scheme which was introduced by RBI?

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Reserve Bank of India introduced the Lead Bank Scheme to guide commercial, regional, rural and Co-operatives banks to improve their facilities in rural areas and deliver effective services.

Enrich Your Learning:

Lead Bank Scheme:

  • The Lead Bank Scheme was introduced in 1969 to guide commercial, regional, rural and Co-operatives banks to improve their facilities in rural areas and deliver effective services.
  • The Reserve Bank of India on the basis of the study group under the Chairmanship of Prof. D.R.Gadgil and a committee of Bankers headed by F.K.F.Nariman was evolved the Lead Bank Scheme.

Aim of the Scheme:

  • The aim of the scheme is providing adequate banking and credit in rural areas through an ‘area approach’ with one bank assigned for one area.
  • There is a “district credit” plan combined with government schemes and it is prepared and monitored by the lead bank.

Objectives of The Lead Bank Scheme:

  • To identify unbanked and underbanked centres in districts and to evaluate their physiographic, agro climatic end Socio-economic conditions through economic survey.
  • To help in removing regional imbalances through appropriate credit deployment;
  • To extend banking facilities to unbanked areas;
  • To estimate credit gaps in various sectors of an economy of a district and prepare a credit plan accordingly.
  • To identify economically viable and technically feasible schemes.
  • To effect structural and procedural changes in banking sector.
  • To develop co-operation amongst financial and non-financial institutions, in overall development of the districts.
  • To serve as a clearing house for discussions of problems arising out of financing priority sectors.

Lead banks and doubling the income of farmers by 2022:

  • These banks are advised to Include ‘Doubling of Farmer’s Income by 2022’ as a regular agenda under Lead Bank Scheme.
  • Lead banks have to work closely with NABARD in preparation of Potential Linked Plans (PLPs) & Annual Credit Plans for doubling the income of farmers.

Key Facts:

  • The effectiveness of the Lead Bank Scheme depends on the dynamism of the District Collectors and the Lead District Managers (LDMs).
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